More alarms are sounding on an internet "get-rich-quick" scheme.

More alarms are sounding on an internet "get-rich-quick" scheme. But for hundreds of investors in Utah and hundreds of thousands worldwide, it may already be too late.

Accounts connected to 12DailyPro -- an "auto-surf" program that pledged members could earn 12% daily -- were frozen at the beginning of the month by the payment service StormPay. 12DailyPro members report that many of those accounts have seen their balances drop to zero because of mysterious "charge backs". A few even claim that StormPay has accessed their bank accounts and withdrawal additional funds without authorization.

While not commenting on the specifics of the allegations of 12DailyPro members, Francine Giani of the Utah Division of Consumer Protection advises anyone who has given their to either company their bank account information, to close those accounts immediately. "If they want to continue to leave that risk out there, then I guess they can keep that account open," says Giani. "But we recommend that they close it down." Once you have authorized an entity to have access to a bank account, it can withdraw or deposit any amount at any time. "Unless these consumers who have been injured shutdown their (bank) account, they could be potentially injured again. There is no way for us to stop that from happening."

Matt and Jamie Ash had been 12DailyPro members since September of last year. "We had a lot of money sitting there in pending payouts," says Matt. But that money is now in internet limbo. They don't know where it is or how to get it back. But they have taken steps to make sure unauthorized charge backs do not take any more money from their accounts. Jamie says, "I went and closed one account and he closed another." Matt added, "and we closed (accounts) with both of the credit cards that were involved with 12DailyPro and StormPay."

Jeff Johnson was also a big player in 12DailyPro and used a StormPay account to transfer funds. "I ran down to my bank immediately," says Jeff, "and closed the account. While I was there, there must have been a dozen people doing the same thing."

Meanwhile, Giani says Utah and other states plan on issuing subpoenas to determine who is owed what. The idea is to track down what money there is, but Giani says, "We want to make it perfectly clear that the chances of restitution are probably very slim."

One of those other states looking into the 12DailyPro/StormPay debacle is Georgia. It's Office of Consumer Affairs issued a warning today.